Domestic staff cost and Social Security calculator (2026)
Work out the real cost of domestic staff in Spain in 2026 in seconds: gross salary + employer's Social Security = total monthly cost, plus our one-off fee. Full-time (40 h) at the minimum wage is around €1,742/month; hourly, €10–15/h; live-in, €1,500–2,500/month plus accommodation.
CALCULATOR
Estimate the cost of a housekeeper (2026)
Pick the type and adjust the hours or enter a salary. Salaries follow the 2026 minimum wage and contributions use Social Security's official brackets; figures are approximate and vary with each family's needs.
45% rebate on the employer's Social Security contribution for large families, instead of the general 20% reduction (Royal Decree-Law 1/2023, add. prov. 3 bis). Requirements: a large-family certificate recognised at the time of hiring, an employer registered with Social Security and liable to pay contributions, and a single carer per household who looks after the family. This estimate applies it to common contingencies, the prudent reading: confirm it with Social Security (TGSS).
- Social Security registration included
- Extra payments and holiday already factored in
- You pay no fee until you hire
Salaries follow the 2026 minimum wage (RD 126/2026) and contributions are computed with Social Security's official 2026 brackets and rates (indefinite contract, with the 20% reduction and 80% rebate every household employer gets). Your family's cost is the gross salary plus the employer's contribution; the worker's contribution is deducted from her salary. Figures are indicative: they depend on the agreed salary, the location and each case; we'll give you the exact figure, no obligation.
Your estimated cost
Contribution base 1.424,50 € (bracket 8) · employer rate ≈ 22%
Not added to your cost: it comes out of her gross pay and you pay it in with yours.
Where it goes
The two figures add up to the total cost. No income-tax (IRPF) withholding: as a private employer you are not required to apply it; she settles any tax due in her annual return.
One month's salary + VAT · one-off, only if you hire
What it costs to register a domestic worker for 2, 4, 10, 15, 20, 30 and 40 hours a week
Salary at the 2026 minimum wage over 12 payments, contribution base by bracket and the employer's contribution already net of the 20% reduction and 80% rebate. The total cost is what the family pays out each month.
| Hours/week | Gross salary/month | Contribution base | Employer's contribution | Total cost/month |
|---|---|---|---|---|
| 2 h | 83,00 € | 306,00 € | 68,15 € | 151,15 € |
| 4 h | 165,00 € | 306,00 € | 68,15 € | 233,15 € |
| 10 h | 414,00 € | 436,00 € | 97,10 € | 511,10 € |
| 15 h | 534,19 € | 602,00 € | 134,06 € | 668,25 € |
| 20 h | 712,25 € | 785,00 € | 174,82 € | 887,07 € |
| 30 h | 1.068,38 € | 1.151,00 € | 256,33 € | 1.324,71 € |
| 40 h | 1.424,50 € | 1.424,50 € | 317,24 € | 1.741,74 € |
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Up to 10 h/week the salary is the hourly minimum wage (€9.55/h, extra payments and holiday included) times 4.33 weeks; from 15 h it is the monthly minimum wage pro rata to the hours. The worker's contribution (6.40% of the base) is deducted from her salary and is not an extra cost. Indefinite contract; large families pay a lower employer contribution.
HOW IT'S CALCULATED
How the total cost of a housekeeper is calculated
The real cost of a housekeeper is not just the figure on the payslip. For the family, the spend has two parts: the gross salary you agree with the person and the employer's Social Security contribution on top. The worker's own contribution is not a third part: it is deducted from her salary (you pay it in together with yours, but it is not extra spend). This calculator adds salary and employer contribution to give you the total monthly and annual cost, plus our one-off fee, at a glance. Pick the arrangement —by the hour, live-out or live-in— and adjust the hours or enter a salary: salaries follow the 2026 minimum wage (RD 126/2026) and contributions use Social Security's official brackets and rates (Order PJC/297/2026), so the numbers match what the TGSS will debit.
Why does the real cost land at roughly the salary plus 22%? Because, on the contribution base, a household employer pays common contingencies (23.60% with a 20% reduction), occupational contingencies (1.50%), unemployment and the wage-guarantee fund (with an 80% rebate) and the MEI (0.75%): 22.27% of the base in total. The worker contributes 6.40%, deducted from her payslip. At full time on the minimum wage (€1,424.50/month over 12 payments) the total cost settles at around €1,742/month, and above the minimum wage you contribute on the actual salary at the same rates. Every household employer gets those reductions (Royal Decree-Law 16/2022, add. prov. 1). Large families may claim a 45% rebate on the employer's contribution instead of the 20% reduction (Royal Decree-Law 1/2023, add. prov. 3 bis), with a certificate recognised at the time of hiring; this calculator applies it to common contingencies, the prudent reading. Registration is mandatory from the first hour, including hourly work: there is no legal option to pay cash without contributing.
The result already includes the two extra payments and the 30 days of paid holiday: they are not a surprise that shows up later. What the calculator cannot guess is your specific case —location, profile, languages or urgency all move the market salary—. So treat the figure as a guide: use it to budget and ask us for the exact number, no obligation. For the monthly document use the payslip calculator, and for the end of the relationship (pending pay, extra payments, holiday and severance depending on the reason) the severance calculator; both are free. With Maids & Co you pay no fee until you hire.
IN 3 STEPS
How to use the calculator
From the type of help to the total cost in three steps, with no sign-up or personal data.
- 1
Choose the arrangement
Select by the hour, live-out or live-in depending on the help you need at home.
- 2
Enter the hours or salary
Adjust the weekly hours, hourly rate or gross monthly salary, and pick 12 or 14 payments.
- 3
Get the total cost
The calculator adds salary and Social Security, gives you the monthly and annual cost and shows the worker's net pay.
FAQ
Questions about the cost calculator
- How is the total cost of a housekeeper calculated?
- The total monthly cost is the gross salary plus the employer's Social Security contribution. The calculator starts from the arrangement you choose: for live-out it takes the minimum-wage salary for the weekly hours (or the salary you enter); for hourly work and live-in it applies your rate or salary. In every case it computes the contribution with the official 2026 brackets and rates (≈ 22% of the base for the employer; the worker's 6.4% is deducted from her payslip). The result already includes the extra payments and holiday.
- How much does a full-time housekeeper cost in 2026?
- Full-time (40 h) at the minimum wage, the salary is €1,424.50/month over 12 payments and the total cost for the family is around €1,742/month with the employer's contribution included (€317.24 at the official 2026 rates). A market profile above the minimum wage raises that total.
- Does the calculator include Social Security?
- Yes. The total cost and annual cost already add the employer's Social Security contribution (≈ 22% of the contribution base). The worker's contribution (6.4%) is shown separately because it is deducted from her salary: you pay it in with yours, but it is not an extra cost. Registration is mandatory from the first hour, including hourly work.
- What about the agency fee?
- Our fee is a one-off payment equal to one month of the agreed salary, plus VAT, and you only pay it if you hire. The calculator shows it in its own block, precisely because it is a one-off payment and not a monthly cost. It includes the 6-month guarantee with free replacement.
- Does the cost include extra payments and holiday?
- Yes. The two extra payments and the 30 calendar days of paid holiday are already factored into the figures. The 12-or-14-payment toggle only changes how the same annual salary is split, not the total cost.
- Is the calculator's result exact?
- It is a reliable estimate but indicative. Salaries follow the 2026 minimum wage and contributions the official Social Security brackets for an indefinite contract; the real cost depends on the location, profile, languages and hours of each family. We'll give you the exact figure for your case, no obligation.
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